Illinois Residential Mortgage License Bond
Bond Details
- Illinois Residential Mortgage License Bond – $20,000 bond – $120 per year
- Illinois Residential Mortgage License Bond – $25,000 bond – $150 per year
- Illinois Residential Mortgage License Bond – $50,000 bond – $300 per year
- Illinois Residential Mortgage License Bond – $75,000 bond – $450 per year
- Illinois Residential Mortgage License Bond – $100,000 bond – $600 per year
- Illinois Residential Mortgage License Bond – $150,000 bond – $900 per year
Overview
To obtain an Illinois residential mortgage license, applicants must fulfill several requirements. This includes obtaining a surety bond, the amount of which is determined by the Illinois Department of Financial and Professional Regulation (IDFPR) based on the loan volume of the licensee.
The bond serves as a form of financial security to protect consumers from potential damages caused by the licensee's actions. No credit check or financials needed up to $1M in aggregate bonds. Your bond premium (your cost) is $6 per $1,000 of the bond amount.